It take a while to get it
The “how to” instructions are lacking quite a bit, but after playing around with it for a while, it started to make sense. The best way to learn is to set up a fake acount that you can delete as many times as you have to until you get the hang of it. After that, it is gets easier. I have purchased several other apps, trying to find one that will do what I need it to do. This one seems to have some features that give it the flexibility I want.
GreenNeitzen about MoneyStudio